Tax strategy and planning
Income, deductions, retirement contributions and entity structure reviewed before 31 December, so April reflects decisions rather than surprises.
Financial consulting & tax strategy
For owners, investors and high earners who need more than a once-a-year return. We make the numbers legible, plan the tax moves before year-end, and structure the business and personal side around the goals you actually have.
- Business owners who feel their tax bill is higher than it should be
- S-Corp owners unsure about reasonable compensation or distribution timing
- Investors with rental property, brokerage gains or alternative assets
- Founders preparing for a sale, a raise or a major hire
- Multi-entity owners wondering whether the structure still fits
- High-W-2 earners — physicians, attorneys, executives — wanting strategy beyond a 401(k)
What's included
What an engagement covers
Cash-flow forecasting
A 12-week and 12-month model built on your real bookkeeping data — used for hiring, large purchases, loan applications and owner draws.
Entity structure optimisation
For owners with several businesses or properties: whether splits, holding structures or an S-election would reduce overall tax.
Reasonable compensation review
S-Corp owners must pay a defensible W-2 wage. We benchmark the role, document the rationale and set the number.
Retirement and benefits
Solo 401(k), SEP-IRA, defined benefit and Section 125 plans evaluated for tax saving and long-term wealth, coordinated with filings.
Lender and investor support
SBA applications, line-of-credit packages and due-diligence packs prepared with CPA-reviewed financials and projections.
How it runs
Three steps, start to finish
01
Discovery
We review your last two returns, current financials and goals, then identify the three to five highest-leverage opportunities.
02
Strategy memo
A written recommendation with estimated savings, implementation steps and trade-offs — not a generic tax-tips list.
03
Implement and monitor
Quarterly check-ins to execute, adjust for IRS changes and catch mid-year opportunities, coordinated with your annual filing.
How is this different from regular tax preparation?
Tax preparation reports what already happened; consulting changes what happens. By April most opportunities have passed. The savings come from decisions made in October, November and December — entity moves, retirement contributions, asset purchases and income timing planned during the year.
Do I need to be a business owner?
No. High-income W-2 earners — physicians, attorneys, executives, sales professionals — benefit too, especially around retirement plan maxing, charitable giving, equity compensation (RSUs, ISOs) and rental real estate.
Can you work with my existing preparer or advisor?
Yes, and we often do. We coordinate with your existing CPA, financial advisor or attorney rather than replacing them; the strategy memo is written to be handed to whoever implements it.
What if my situation is unusual — foreign income, crypto, a sale?
We advise routinely on FBAR and FATCA reporting, cryptocurrency basis tracking, business-sale structuring and Section 1202 (QSBS) planning. Where something needs specialist counsel beyond our scope, we say so and bring in the right person.
How are engagements structured?
Either project-based — a one-time strategy memo — or a quarterly retainer. You get a fixed fee after a short discovery call, and an honest answer if we do not see enough opportunity to justify it.
Plan the year, don't just report it.
Fifteen minutes to see whether there is enough opportunity in your situation to be worth the work — we will say so if not.